Free second opinion medical service.
Virtual care options for Surest members.
Advanced medical care in the safety, convenience, and comfort of home.
Calm is an app for meditation, sleep, and stress relief.
Surest is a $0 Deductible Health Plan that’s designed to make your healthcare simpler and more predictable. Instead of meeting a deductible before your plan starts covering costs. So whether it’s a primary care visit, a specialist appointment, lab work, or picking up a prescription, you’ll pay a set copay for most services. You can see the cost for care in advance through the Surest app or website, so there are no surprises after your visit.
With Surest, you have access to the UMR network of doctors, specialists, and hospitals. Preventive care is covered at 100%, and you can compare providers and treatment options based on cost and quality before making an appointment. This approach gives you more control over your healthcare spending and helps you make informed choices at every stage of life.
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| SORE THROAT | CHILDBIRTH | EMERGENCY ROOM | KNEE SURGERY |
| $0 - $20 | As low as $900 | $650 | $1,200 |
Parker is miserable with a fever, a sore throat, and a stiff neck. Swallowing is next to impossible. Their mom is grateful for a virtual option. Primary or Urgent Care Virtual Visit = $0 Office visit copays include:
| It's go time! Alex and Quinn head to the hospital to welcome their first baby. Labor and delivery at a quality hospital or birth center can be as low as $900. The copay includes:
| Jeremy falls on his hiking trip and hurts his wrist. He's worried it's broken, so he heads to the ER. The emergency room price is $650. The copay includes:
| During a soccer game, Mike goes down hard and injures his knee. After talking with his doctor, he is now considering a knee arthroscopy. A knee arthroscopy at a quality hospital can be as low as $1,200.
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HOURS: Monday - Friday, 8:00am-4:30pm
200 West Oak, Suite 3200, Fort Collins, CO 80521
PO Box 1190, Fort Collins, CO 80522
PHONE: (970) 498-5970 | FAX: (970) 498-5980
Email Human Resources
Email Benefits Team
